It validates the account number and institution code and returns the recipient’s details.
Pass the channel, the account’s countryCode, and the institution code from List Institutions. Name lookup isn’t available in every country, so send the request and read the response. If lookup is available, you get the recipient’s details. If it isn’t, the request returns 400 and says account name lookup isn’t available in that country. Ask your customer for the recipient’s name instead.
Static business API key issued from the dashboard. A business can
provision multiple API keys, each scoped to a configurable set
of permissions (e.g. read transactions, create deposits, etc).
Permissions are chosen per key at creation time in the dashboard
and may be revoked by deleting the key. Manage your keys and
their permissions under Developer → API keys in the dashboard.
A request whose key does not carry the permission the target
endpoint requires is rejected with 401 Unauthorized, the same
response an unrecognised, malformed, revoked or disabled key
returns. The API does not distinguish the two cases on the wire.
API version in ISO 8601 format. The only supported version is 2026-05-18, which is also the default when the header is omitted. Any other value is rejected with a 400 Bad Request.
Required for both channels. The bank code (at least 3 characters) for BANK_ACCOUNT, or the mobile money provider code (for example MTN; at least 3 characters) for MOBILE_MONEY.
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Payment Methods","openapi":"GET /api/v1/payment-method","href":"/api-reference/endpoint/payment-methods/list"},{"title":"Get Payment Method","openapi":"GET /api/v1/payment-method/{paymentMethodId}","href":"/api-reference/endpoint/payment-methods/get"},{"title":"Delete Payment Method","openapi":"DELETE /api/v1/payment-method/{paymentMethodId}","href":"/api-reference/endpoint/payment-methods/delete"},{"title":"List Institutions","openapi":"GET /api/v1/payment-method/institution","href":"/api-reference/endpoint/payment-methods/institution"},{"title":"Institution Codes","openapi":"GET /api/v1/payment-method/institution/codes","description":"Resolves a bank code (SWIFT code or US routing number) to the corresponding bank or institution name.","href":"/api-reference/endpoint/payment-methods/institution-codes"},{"title":"Resolve Payment Method","openapi":"GET /api/v1/payment-method/resolve","href":"/api-reference/endpoint/payment-methods/resolve"},{"title":"Get or Create Crypto 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Supports idempotency to prevent duplicate wallet creation: a call made while another crypto-wallet call from your business is still being processed returns `400 BAD_REQUEST_ERROR`, so retry it once the first has finished. Currently supports USDT and USDC assets (`USD` is accepted as an alias for `USDC`). Send a GET request with the required `asset` parameter (and optional `customerId`). The system will either return existing wallet addresses or automatically create and return new ones if none exist for that asset/customer (or business if no customerId is provided).","href":"/api-reference/endpoint/payment-methods/crypto-wallet"},{"title":"List Virtual Accounts","openapi":"GET /api/v1/payment-method/virtual-account","href":"/api-reference/endpoint/payment-methods/virtual-account"},{"title":"Create Virtual Account","openapi":"POST /api/v1/payment-method/virtual-account","href":"/api-reference/endpoint/payment-methods/virtual-account-create"},{"title":"Get Pool Account","openapi":"GET /api/v1/payment-method/pool-account","href":"/api-reference/endpoint/payment-methods/pool-account"}]},{"group":"Media","pages":[{"title":"Generate Upload URL","openapi":"POST /api/v1/media/url","href":"/api-reference/endpoint/media/generate-upload-url"}]},{"group":"Transactions","pages":[{"title":"Create Transaction","openapi":"POST 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/api/v1/payment-batch","href":"/api-reference/endpoint/payment-batches/list"},{"title":"Create Payment Batch","openapi":"POST /api/v1/payment-batch","href":"/api-reference/endpoint/payment-batches/create"},{"title":"Get Payment Batch","openapi":"GET /api/v1/payment-batch/{batchId}","href":"/api-reference/endpoint/payment-batches/get"},{"title":"Update Payment Batch","openapi":"PATCH /api/v1/payment-batch/{batchId}","href":"/api-reference/endpoint/payment-batches/update"},{"title":"Delete Payment Batch","openapi":"DELETE /api/v1/payment-batch/{batchId}","href":"/api-reference/endpoint/payment-batches/delete"},{"title":"List Batch Recipients","openapi":"GET /api/v1/payment-batch/{batchId}/recipients","href":"/api-reference/endpoint/payment-batches/list-recipients"},{"title":"Add Recipient to Batch","openapi":"POST /api/v1/payment-batch/{batchId}/recipients","href":"/api-reference/endpoint/payment-batches/add-recipient"},{"title":"Bulk Add Recipients to Batch","openapi":"POST /api/v1/payment-batch/{batchId}/recipients/bulk","href":"/api-reference/endpoint/payment-batches/add-recipients-bulk"},{"title":"Update Recipient in Batch","openapi":"PATCH /api/v1/payment-batch/{batchId}/recipients/{recipientId}","href":"/api-reference/endpoint/payment-batches/update-recipient"},{"title":"Remove Recipient from Batch","openapi":"DELETE /api/v1/payment-batch/{batchId}/recipients/{recipientId}","href":"/api-reference/endpoint/payment-batches/remove-recipient"},{"title":"Withdraw Batch","openapi":"POST /api/v1/payment-batch/{batchId}/withdraw","href":"/api-reference/endpoint/payment-batches/withdraw"},{"title":"List Batch Sessions","openapi":"GET /api/v1/payment-batch/{batchId}/sessions","href":"/api-reference/endpoint/payment-batches/list-sessions"}]},{"group":"SME Registration","pages":[{"title":"Register SME","openapi":"POST /api/v1/sme-registration","href":"/api-reference/endpoint/sme-registration/register"},{"title":"Get SME Registration Status","openapi":"GET 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